Gujarati Budget LIVE updates 2023

What is a personal loan?

A personal loan is a type of unsecured credit. Which is offered by financial institutions such as a bank or non-banking


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(NBFC). Personal loans are granted based on your credit history and ability to repay from personal income. It is also known as consumer loan. This is a multi-purpose loan, the sole purpose of which is to meet individual needs.

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Personal loans are unsecured loans given to people for various personal reasons, such as paying off debts, meeting wedding expenses, unforeseen medical expenses and other financial needs. The personal loan EMI calculator helps you to know the loan installment that needs to be paid at regular intervals.

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What is a personal loan EMI?

Equal Monthly Installment (EMI) is a method of paying the principal amount and loan interest on a fixed monthly basis until the loan is fully repaid. Each EMI payment includes both the principal loan amount and the interest charged. With the advantages of relatively less processing time and minimal paperwork, a person has to meet requirements like good credit card score and take care of high interest rates.

What is a personal loan EMI calculator?

Personal loans are unsecured loans given to people for various personal reasons, such as paying off debts, meeting wedding expenses, unforeseen medical expenses and other financial needs. The personal loan EMI calculator helps you to know the loan installment that needs to be paid at regular intervals. It enables you to evaluate the total outflow in terms of loan

enefits of EMI loan checking

  • Affordable assessment of loan
  • Determining the amount and duration of the loan
  • Plan a loan repayment
  • Pre-payment planning
  • Benefits of personal loans
  • Personal loans can be taken for many personal reasons. like